Wave

Manage small-business bookkeeping and invoicing in one place.

Accounting & Bookkeeping

Public rating not verifiedFree plan available; usage limits apply.

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Last checked: September 15, 2026

Wave cash-flow reporting with gross inflow, gross outflow, and net cash change.

Our Take

Wave is a reasonable starting point for a simple service or small-business bookkeeping workflow.

Free core invoicing and bookkeeping
Paid automation can reduce routine data entry

Payment processing and payroll cost extra
Availability and services differ between the US and Canada

Best for:

Solo usersSmall teams

Best use case: Invoice customers for a small service business.

Invoice customers for a small service business. Track income, bills, and expenses. Reduce manual bank and receipt entry with Pro.

Read the full assessment

Wave is a reasonable starting point for a simple service or small-business bookkeeping workflow. Decide who will keep records current and how bank transactions will be reconciled. Pro is most useful when automation removes regular manual work. A business with complex inventory, multiple entities, or specialized reporting should check those needs before migrating its books.

Strengths

Free core invoicing and bookkeeping
Paid automation can reduce routine data entry
Invoices and financial records share a workspace
Mobile invoicing supports work away from a desk

Tradeoffs

Payment processing and payroll cost extra
Availability and services differ between the US and Canada
Complex accounting requirements may need broader software

Who it suits

Invoice customers for a small service business.
Track income, bills, and expenses.
Reduce manual bank and receipt entry with Pro.

About Wave

Wave provides bookkeeping and invoicing tools for small businesses in the US and Canada. A business can create invoices and estimates, record transactions, and view financial reports from one workspace. Optional payment services let customers pay an invoice online. Starter covers core manual bookkeeping and invoicing, while Pro adds bank-transaction automation, receipt capture, and other time-saving features. The software subscription is separate from payment processing, payroll, and professional bookkeeping services. Prices shown here use the US-dollar plan for one business.

Pricing & Plans

Prices use the currency shown. Tax, usage limits and billing terms vary by provider.

Save up to 17% with annual billing

Starter

$0/mo

For a simple manual bookkeeping workflow.

Unlimited invoices and estimates
Bills and bookkeeping records
Cash-flow and customer dashboard
Mobile invoicing

Full plan details & limits

For a simple manual bookkeeping workflow.

For a simple manual bookkeeping workflow. Monthly billing.

Pro

$19/mo

For reducing regular bookkeeping administration.

Bank transaction auto-imports
Transaction merging and categorization
Unlimited digital receipt capture
Automated late-payment reminders

Full plan details & limits

For reducing regular bookkeeping administration.

For reducing regular bookkeeping administration. Monthly billing.

View full pricing details

Everything you need to know

Explore more details about Wave.

FeaturesInvoices and estimates · Bookkeeping records and bills · Financial reports and cash-flow dashboard

Invoices and estimates
Bookkeeping records and bills
Financial reports and cash-flow dashboard
Optional online invoice payments
Bank imports and categorization on Pro
Receipt capture and payment reminders on Pro

RatingsAn independent customer rating has not been verified for this listing.

We could not verify a public customer rating for this specific product.

Integrations & connectionsHow Wave fits into your workflow

Pro supports connected bank-transaction imports where available. Online payments and payroll are separate Wave services with their own eligibility and fees; confirm bank support before relying on automatic imports.

Platforms & availabilityWeb App · iOS · Android

Free plan: Available. Free trial: Not verified.

Cost considerationsBilling, usage limits and additional fees

US-dollar pricing per business: Starter free; Pro $19/month or $190/year. Canadian prices differ. Payment processing, payroll, and advisory services are separate. Bank-connection availability and transaction support vary.