Square

Square combines payment acceptance with point of sale and business-management software. Its US plans add tools for selling, customer engagement, and staff operations as a business grows.

4.6/5(3,033)CapterraFree plan available

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Last checked: September 9, 2026

Square official product interface demonstration

Our Take

Square is compelling for a small business that needs in-person sales and payment software to work together.

Integrated sales and payment tools
No monthly fee on entry software

Processing costs remain on every plan
Hardware may be required

Best for:

Solo usersSmall teamsGrowing businesses

Best use case: Combining point of sale and payments for a small business.

Fits independent sellers and businesses coordinating retail, services, and multiple sales channels.

Read the full assessment

Square is compelling for a small business that needs in-person sales and payment software to work together. The free software tier lowers the initial commitment, but processing remains a real operating cost. Compare total fees at your own sales volume before paying for a lower processing rate. A business needing only online checkout may not need the broader point-of-sale system.

Strengths

Integrated sales and payment tools
No monthly fee on entry software
Clear per-location upgrade path

Tradeoffs

Processing costs remain on every plan
Hardware may be required
Multiple locations increase paid fees

Who it suits

Retail shops
Local service businesses
Omnichannel sellers

About Square

Square combines payment acceptance with point of sale and business-management software. Its US plans add tools for selling, customer engagement, and staff operations as a business grows.

Pricing & Plans

Prices use the currency shown. Tax, usage limits and billing terms vary by provider.

Annual billing

Free

$0/mo

Free access for Square.

No monthly software fee
Payment processing charged separately

Full plan details & limits

Free access for Square.

$0/month

Plus

$49/location/mo

Plus access for Square.

Marketing and loyalty
Staff tools
Lower eligible processing rates

Full plan details & limits

Plus access for Square.

$49/month per location

Premium

$149/location/mo

Premium access for Square.

Advanced reporting
Priority support
Lower eligible processing rates

Full plan details & limits

Premium access for Square.

$149/month per location

View full pricing details

Everything you need to know

Explore more details about Square.

FeaturesPoint of sale, Online and in-person payments, Invoices + more.

Point of sale
Online and in-person payments
Invoices
Customer management
Reporting
Paid marketing and staff tools

RatingsCapterra: 4.6/5

CapterraSquare Point of Sale4.6/5 · 3,033
Source Checked September 8, 2026

Customer ratings from the linked platforms, separate from our recommendations. Scores and counts can change; each platform uses its own review process.

Integrations & connectionsHow Square fits into your workflow

Square hardware, Online checkout, Developer API

Platforms & availabilityWeb dashboard · Mobile POS apps · Payment hardware

Free plan: Available. Free trial: Available; check eligibility with the provider.

Cost considerationsBilling, usage limits and additional fees

US USD software fees per location. Processing is additional: standard card-present rates are 2.6% + 15¢ on Free, 2.5% + 15¢ on Plus, and 2.4% + 15¢ on Premium. Online, international, and other payment methods differ. Hardware and optional services can add costs.