Connect Office apps, cloud files and business collaboration
Microsoft 365 combines productivity apps with cloud storage and connected collaboration. Personal and family subscriptions focus on individual use across devices, while business packages add company email, administration and different levels of security.
Last checked: September 9, 2026
Microsoft 365 is most compelling when the team relies on Office file compatibility, desktop applications and managed business accounts.
Individual productivity and shared business work are supported through different plan types.
Microsoft 365 is most compelling when the team relies on Office file compatibility, desktop applications and managed business accounts. Start with the files, email and security requirements rather than the longest feature list. Basic can serve browser-focused work, while Standard adds desktop tools and the reviewed Copilot bundle. Premium deserves attention when device and identity controls are needed. Check Teams inclusion and the exact AI license to avoid buying overlapping services.
Microsoft 365 combines productivity apps with cloud storage and connected collaboration. Personal and family subscriptions focus on individual use across devices, while business packages add company email, administration and different levels of security. Desktop app availability depends on the package. Business Basic uses web and mobile apps. The reviewed Standard and Premium bundles include desktop apps and Microsoft 365 Copilot Business, with Premium adding stronger identity, device and data controls. Variants without Teams are available. Consumer AI benefits and business AI licensing differ, so a shared family subscription should not be confused with managed business seats.
Prices use the currency shown. Tax, usage limits and billing terms vary by provider.
$0/mo
Basic Microsoft productivity apps in a browser.
Basic Microsoft productivity apps in a browser.
Free
$9.99/mo
Consumer plan for one person with apps, storage, Copilot in apps, and security features.
Consumer plan for one person with apps, storage, Copilot in apps, and security features.
$9.99/month billed monthly
$12.99/mo
Consumer plan for up to six people with the Personal benefits plus shared family usage.
Consumer plan for up to six people with the Personal benefits plus shared family usage.
$12.99/month billed monthly
$19.99/mo
Consumer plan with Family benefits plus additional Copilot features and AI-image usage.
Consumer plan with Family benefits plus additional Copilot features and AI-image usage.
$19.99/month billed monthly
$7/user/mo
Monthly equivalent for an annual term
Showing the available annual option
Business plan with web/mobile apps, custom business email, Teams, storage, AI chat, and admin-oriented features.
Business plan with web/mobile apps, custom business email, Teams, storage, AI chat, and admin-oriented features.
$7.00/user/month paid yearly
$23.50/user/mo
Monthly equivalent for an annual term
Showing the available annual option
Business plan with desktop/web/mobile apps, business email, Teams, storage, additional apps, and secure AI for work.
Business plan with desktop/web/mobile apps, business email, Teams, storage, additional apps, and secure AI for work.
$23.50/user/month paid yearly
$32/user/mo
Monthly equivalent for an annual term
Showing the available annual option
Business plan with identity, device security, advanced threat protection, sensitive data protection, and Copilot features.
Business plan with identity, device security, advanced threat protection, sensitive data protection, and Copilot features.
$32.00/user/month paid yearly
$5.40/user/mo
Monthly equivalent for an annual term
Showing the available annual option
Business Basic variant without Teams.
Business Basic variant without Teams.
$5.40/user/month paid yearly
$20.30/user/mo
Monthly equivalent for an annual term
Showing the available annual option
Business Standard with Copilot variant without Teams.
Business Standard with Copilot variant without Teams.
$20.30/user/month paid yearly
$28.80/user/mo
Monthly equivalent for an annual term
Showing the available annual option
Business Premium with Copilot variant without Teams.
Business Premium with Copilot variant without Teams.
$28.80/user/month paid yearly
$10/user/mo
Monthly equivalent for an annual term
Showing the available annual option
Business plan with desktop Office apps, storage, and support; excludes chat/calling.
Business plan with desktop Office apps, storage, and support; excludes chat/calling.
$10.00/user/month paid yearly
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A sales-scoped Microsoft 365 enterprise deployment.
A sales-scoped Microsoft 365 enterprise deployment.
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Checked September 9, 2026 · 8 sources · View sources
Provider facts and pricing are separate from our editorial assessments.
