Gusto

Run US payroll and organize employee onboarding, benefits, and HR work.

HR & Payroll

Run US payroll and organize employee onboarding, benefits, and HR work. Gusto combines a monthly platform charge with a charge for each paid person.

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Last checked: September 29, 2026

Gusto Money Dashboard showing payroll funding confidence

Our Take

I would compare Gusto using your actual headcount and states, not the base price alone.

Best for:
Small teamsGrowing businessesEnterprise
Best use case: A US small business running employee payroll

I would compare Gusto using your actual headcount and states, not the base price alone. The lowest tier can suit a straightforward team; time tracking and multi-state needs change the comparison.

Read the full assessment

I would compare Gusto using your actual headcount and states, not the base price alone. The lowest tier can suit a straightforward team; time tracking and multi-state needs change the comparison. Simple, Plus and Premium differ in the payroll and HR support they provide; contractor-only service is a separate option. Compare your states, worker types and benefits setup before choosing, and keep wages, taxes and benefit premiums separate from the software fee.

Strengths

  • Clear base-plus-person pricing
  • Payroll and HR together
  • Accounting connections

Tradeoffs

  • US payroll focus
  • Add-ons increase cost
  • Benefits and wages separate

Who it suits

  • A US small business running employee payroll
  • A growing team adding HR support to payroll
  • A business comparing contractor-only administration

About Gusto

Run US payroll and organize employee onboarding, benefits, and HR work. Gusto combines a monthly platform charge with a charge for each paid person. Simple covers single-state payroll; higher tiers expand payroll and people-management capabilities. Wages, employer taxes, and benefit premiums are not software fees. Gusto combines US payroll with employee administration. The bill includes a company base charge plus charges per person, so hiring changes the total even when the plan stays the same. Simple, Plus and Premium differ in the payroll and HR support they provide; contractor-only service is a separate option. Compare your states, worker types and benefits setup before choosing, and keep wages, taxes and benefit premiums separate from the software fee.

Pricing & Plans

Prices use the currency shown. Tax, usage limits and billing terms vary by provider.

Simple

$6/person/mo

Plus $49 monthly base fee

Monthly USD totals: Simple $49 + $6/person; Plus $80 + $12/person; Premium $180 + $22/person; Contractor Only $35 + $6/paid contractor.

  • Single-state payroll
  • Unlimited runs
  • Basic PTO
Full plan details & limits

Monthly USD totals: Simple $49 + $6/person; Plus $80 + $12/person; Premium $180 + $22/person; Contractor Only $35 + $6/paid contractor. Temporary base-fee waivers excluded. Wages, taxes, insurance, and add-ons are additional.

$49 monthly base plus $6 per person.

    Plus

    $12/person/mo

    Plus $80 monthly base fee

    Monthly USD totals: Simple $49 + $6/person; Plus $80 + $12/person; Premium $180 + $22/person; Contractor Only $35 + $6/paid contractor.

    • Multi-state payroll
    • Time tracking
    • Next-day pay
    Full plan details & limits

    Monthly USD totals: Simple $49 + $6/person; Plus $80 + $12/person; Premium $180 + $22/person; Contractor Only $35 + $6/paid contractor. Temporary base-fee waivers excluded. Wages, taxes, insurance, and add-ons are additional.

    $80 monthly base plus $12 per person.

      Premium

      $22/person/mo

      Plus $180 monthly base fee

      Monthly USD totals: Simple $49 + $6/person; Plus $80 + $12/person; Premium $180 + $22/person; Contractor Only $35 + $6/paid contractor.

      • Dedicated advisor
      • Performance tools
      • Priority support
      Full plan details & limits

      Monthly USD totals: Simple $49 + $6/person; Plus $80 + $12/person; Premium $180 + $22/person; Contractor Only $35 + $6/paid contractor. Temporary base-fee waivers excluded. Wages, taxes, insurance, and add-ons are additional.

      $180 monthly base plus $22 per person.

        Contractor Only

        $6/person/mo

        Plus $35 monthly base fee

        Monthly USD totals: Simple $49 + $6/person; Plus $80 + $12/person; Premium $180 + $22/person; Contractor Only $35 + $6/paid contractor.

        • Domestic contractor payments
        • 1099 workflows
        Full plan details & limits

        Monthly USD totals: Simple $49 + $6/person; Plus $80 + $12/person; Premium $180 + $22/person; Contractor Only $35 + $6/paid contractor. Temporary base-fee waivers excluded. Wages, taxes, insurance, and add-ons are additional.

        $35 monthly base plus $6 per person.

          View full pricing details

          Everything you need to know

          Explore more details about Gusto.

          FeaturesGusto combines US payroll with employee administration.
          • Payroll runs
          • Tax filing workflows
          • Employee onboarding
          • PTO management
          • Benefits options
          • Time tracking on higher tiers
          RatingsSourced customer ratings; company profiles are labeled separately from product reviews.
          • Trustpilot · Company ratinggusto.com company profile1.9/5 · 2,523 reviews
            Source Checked September 29, 2026

          Customer ratings from the linked platforms, separate from our recommendations. Company profiles can cover several products and customer-service experiences. Small review samples may not be representative. Scores and counts can change; each platform uses its own review process.

          Integrations & connectionsHow Gusto fits into your workflow

          Official integrations include QuickBooks and Xero; confirm the mapping and reconciliation workflow with your bookkeeper.

          Platforms & availabilityWeb App

          Free plan: Not listed for this product. Free trial: Not verified.

          Cost considerationsBilling, usage limits and additional fees

          Monthly USD totals: Simple $49 + $6/person; Plus $80 + $12/person; Premium $180 + $22/person; Contractor Only $35 + $6/paid contractor. Temporary base-fee waivers excluded. Wages, taxes, insurance, and add-ons are additional.

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          Sources & Verification

          Checked September 29, 2026 · 4 sources · View sources

          Provider facts and pricing are separate from our editorial assessments.